Hi, We're HSGB.
We are proud to be one of the most trusted banking apps in America, focused on serving everyday people.
Unite everyday people to unlock their financial progress.
HSGB® is a financial technology company that believes basic banking services should be helpful, easy, and free. We work with national banks to offer banking products and services that better meet the needs of everyday people. All of our members' account balances are held at regulated, FDIC-insured banks: The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC. Together, we're addressing the industry's fundamental misalignment between what's good for banks and what's good for consumers.
We want to profit with our members, not from them. That's why HSGB doesn't rely on overdraft fees, monthly service fees, or minimum balance requirements. Our business was built with important safeguards at the center, which ensure customer deposits are always safe and accessible.
We help members get paid up to two days early, provide fee-free overdraft, and help them build credit, save money, and more safely spend their money.
What We Stand For
Our core values guide everything we do at HSGB, from product development to customer service.
Member First
We prioritize our members' financial well-being above all else, ensuring every decision benefits them.
Transparency
We believe in clear, honest communication with no hidden fees or confusing terms.
Accessibility
We believe banking services should be accessible to everyone, regardless of their financial background.
Meet Our Leadership
The experienced team guiding HSGB's vision and growth.
Alexandra Chen
Chief Executive Officer
Former fintech executive with 15+ years of experience in digital banking transformation.
Marcus Johnson
Chief Technology Officer
Tech innovator with a background in cybersecurity and financial systems architecture.
Sophia Rodriguez
Chief Financial Officer
Seasoned financial strategist with experience at leading global banking institutions.
Making a Difference
See how we're transforming banking for the better
$50M+ Saved
Our members have saved over $50 million in fees since our launch, thanks to our fee-free banking model.
1M+ Members
We've grown to serve over 1 million members across the United States, with a 98% satisfaction rate.
Bank-Level Security
Our platform maintains bank-level security standards with 256-bit encryption and FDIC insurance up to $250,000.
24/7 Support
Our dedicated support team is available 24/7 with an average response time of under 2 minutes.
Financial Growth
Members who use our savings tools have seen an average of 15% increase in their savings rate.
Job Creation
We've created over 500 jobs across the United States, contributing to local economies.
Join Our Banking Revolution
Be part of our story as we continue to innovate and transform the banking industry.